Thinking of Buying?
Thinking of Buying a home or property in Kelowna?
Let me help you every step of the way. When purchasing a home in the Kelowna area, you are faced with a multitude of decisions!
I will make the process of purchasing a Kelowna home easier, more enjoyable, less time-consuming, and potentially less expensive than if you undertook this challenge on your own. I will help you prepare so that real estate sellers in Kelowna perceive you as a preferred buyer, help you locate and assess Kelowna properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase. I am always familiar with the current homes on the market, and I know British Columbia neighbourhood values well, so I can help you to determine which Kelowna properties are fairly-priced and in good condition before you start your search.
Your first step to buying a home is to first ask yourself why you want to buy a home - To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be in the area of Kelowna. Be specific. Separate the “must haves” from the “want to haves.”
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighbourhood, country); community (north, south, east, or west side of Kelowna); neighbourhood (older and settled or sparkling new; a particular Kelowna school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). If applicable ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a Kelowna area mortgage company if you require a mortgage. This can be done over the phone or even online in a matter of minutes.
Call Marika Wolf your Kelowna real estate expert and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.